In Pursuit of Curb Appeal

About Me

In Pursuit of Curb Appeal

Most people spend their time dreaming up ways to improve the insides of their home. They renovate their kitchens, install new flooring, and paint the walls in vibrant colors. As far as I am concerned, however, the outside of the home is just as vital. After working for years as a landscape architect, I'm passionate about the form and function of yards, porches, decks, gardens, and other outdoor spaces. An inviting exterior welcomes guests to my home and encourages them to enjoy themselves. I decided to create a blog that would extol the virtues of curb appeal—and maybe inspire you to take your homemaking efforts outside.

Latest Posts

Tips To Remember With Construction Dredging
16 February 2021

If you have a waterway that is pretty shallow, the

Six Mistakes That Could Compromise The Accuracy Of Your Xactimate Estimate
23 December 2020

You need your Xactimate estimate to be as accurate

Planning Your Commercial Roofing Renovations With Building Improvements And Lightweight Materials
2 November 2020

When it comes time to renovate a commercial proper

Attention To Detail That Will Promote A Polished Appearance
21 July 2020

If the dripping faucet that is short in stature an

Common Roof Issues That Contractors Can Easily Address
21 July 2020

There are a lot of important exterior elements of

Roofing Companies That Are Insured And Bonded Offer Extra Protection

If you're a homeowner who's still trying to decide between attempting a roof repair yourself or hiring a professional roofing company, you're no doubt weighing all the aspects like your safety versus your budget. One aspect of hiring a professional roofing company that could tip the balance in their favor is their bonded and insured status. This offers you a lot more protection if something goes wrong than if you were doing the repair yourself.

More Protection for You

Roof repairs, especially simple ones, can often be done by a skilled homeowner. But if something happens during the repair, such as a defective tool causing more damage, you are really the only one responsible for the damage unless you want to pursue legal remedies against the toolmaker. These can take a long time to be resolved, of course. If the same thing happens when a bonded and insured roofing company is doing the work, though, then the surety bond or liability insurance takes over the financial aspect, protecting you from additional costs.

Surety bonds cover work that isn't completed or that is done terribly. Insurance covers injuries and additional damage caused by the roofers. If you decide not to hire roofers and do the work yourself instead, you have no bond. So if you get distracted and don't finish, there's nothing you can do except get back to work. That's not always as easy as it sounds.

Insurance Restrictions

If you get injured, hopefully your medical insurance will cover you, and hopefully your homeowner's insurance will kick in as well. However, both of these are dependent on the actual policies you have in force. Sometimes insurance coverage excludes incidents where you were participating in something known to be risky.

Avoid No-Insurance/No-Bond Companies

One other option that could be tempting is to hire a company that isn't bonded or insured. Chances are they'd have lower prices than a fully insured and bonded company, but if something were to go wrong, you could end up spending more money to fix the problem. There would be no insurance to handle medical costs if a worker were injured, and no bond to cover finishing the work if the company were to leave the job undone.

If you want more information about how bonds and insurance can protect you and your home when roofing repairs need to be done, contact both your homeowner's insurance agent and good roofing companies in the area. No doubt everyone involved will have tales of times when things didn't go as expected and how insurance or the bonds saved the situation. Talk to a professional like David Construction, LLC for more information.